Important Disclaimer

Past performance does not guarantee future results.

All financial decisions involve risk. Consider your personal circumstances before making any financial commitments.

Please read this disclaimer carefully before using our website or services. By accessing afiranovotelos.world, you acknowledge and agree to these terms.

General Information

The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. All content is subject to change without notice.

Limitation of Liability

afiranovotelos limits its liability as follows:

  • We are not liable for any indirect, consequential, or punitive damages arising from your use of our services.
  • Our total liability shall not exceed the amount paid for our services in the preceding twelve months.
  • We disclaim all warranties, express or implied, including merchantability and fitness for a particular purpose.
  • Users are responsible for their own financial decisions and outcomes.

Information Accuracy

While we strive for accuracy, please note:

  • Information on this website may contain technical inaccuracies or typographical errors.
  • We make no representations about the completeness or accuracy of any information.
  • All information is provided on an "as is" basis without warranties of any kind.

Financial Services Disclaimer

Important information about our financial consultation services:

Important Notice:

Our consultations provide general guidance only and do not constitute specific financial advice. Individual circumstances vary significantly.

No Performance Guarantees

We make no guarantees about financial outcomes or results. All financial decisions carry inherent risks and individual results may vary.

External Links

Our website may contain links to third-party websites. We are not responsible for the content or practices of these external sites.

Professional Advice Recommendation

We strongly recommend consulting qualified professionals for:

  • Legal advice regarding financial contracts and agreements
  • Tax planning and compliance matters
  • Complex financial planning requiring specialized expertise

Governing Law and Jurisdiction

These terms are governed by Australian law:

Governing Law: These terms are governed by the laws of Australia and the state of New South Wales.

Jurisdiction: Any disputes shall be resolved in the courts of New South Wales, Australia.

Some provisions may vary based on your local jurisdiction within Australia.

User Indemnification

Users agree to indemnify afiranovotelos against any claims arising from their use of our services or violation of these terms.

Severability

If any provision of this disclaimer is found unenforceable, the remaining provisions shall continue in full force and effect.

Changes to Disclaimer

We reserve the right to modify this disclaimer at any time. Changes become effective immediately upon posting on our website.

Contact Information

For questions about this disclaimer, please contact us:

Company Name: afiranovotelos

Email Address: contact@afiranovotelos.world

Phone Number: +61 694 162 893

Business Address: 142 Collins Street, Melbourne VIC 3000, Australia

Last updated: September 27, 2025